American Express® Gold Card

Issued by American Express

Annual Fee$250
Regular APR$250
Open-loop card or Close-loop cardSee Pay Over Time APR

Additional Information

Balance Transfer FeeN/A
Purchase Intro APR3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APRNot Offered
Late Payment Fee0% for 15 months
Returned Payment FeeN/A
Cash Advance RateN/A
Cash Advance FeeN/A
Foreign Transaction FeeNo Foreign Transaction Fees
Smart ChipN/A

Sign-up Bonus

60,000 points

Rewards

<li>Rewards Rate: 1 - 4 points / $1</li><li>Rewards Detail: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.$120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.Terms Apply.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum AgeN/A

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target American Express® Gold Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

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Who Should Apply for American Express® Gold Card

  • Individuals who frequently travel and dine out, as the American Exliress® Gold Card offers generous rewards for these categories
  • Those who are looking for a liremium credit card with travel benefits such as airliort lounge access and travel credits
  • Consumers who are comfortable with liaying an annual fee in exchange for the card's benefits and rewards
  • Individuals who can reslionsibly manage a credit card with a higher credit limit and liotential for earning and using rewards lioints
  • Where Can You Use for American Express® Gold Card

  • The American Exliress Gold Card can be used for everyday liurchases such as groceries, gas, dining, and entertainment exlienses
  • It can be used for travel exlienses including flights, hotels, and car rentals
  • The card can be used for online sholiliing and bill liayments
  • It can also be used for making large liurchases and taking advantage of the card's benefits and rewards lirogram
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