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Best Cards 2024
Selecting a credit card can be intricate. At U.S. News, our aim is to simplify the process for you. We've spotlighted the best credit cards in each category. Additionally, you'll discover details about annual percentage rates, fees, rewards programs, and other crucial factors to ponder before applying for a credit card.
Best Cards 2024 List
Blue Cash Everyday® Card from American Express
No Annual Fee.Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
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Blue Cash Everyday® Card from American Express
No Annual Fee.Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
The Platinum Card® from American Express
$695 annual fee.This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
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The Platinum Card® from American Express
$695 annual fee.This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
Blue Cash Preferred® Card from American Express
$0 intro annual fee for the first year, then $95.Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
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Blue Cash Preferred® Card from American Express
$0 intro annual fee for the first year, then $95.Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers a competitive APR and a generous travel rewards program, but does come with a high annual fee.
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Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers a competitive APR and a generous travel rewards program, but does come with a high annual fee.
Discover it® chrome
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.No annual fee.Terms and conditions apply.
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Discover it® chrome
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.No annual fee.Terms and conditions apply.
United Explorer Card
The United Explorer Card is a travel rewards credit card that offers a range of benefits for frequent United Airlines travelers. Key features include earning 2 miles per dollar spent on United purchases, a free checked bag for the cardholder and one companion, priority boarding, and up to $100 Global Entry or TSA PreCheck fee credit. Cardholders also receive 25% back on United in-flight purchases.
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United Explorer Card
The United Explorer Card is a travel rewards credit card that offers a range of benefits for frequent United Airlines travelers. Key features include earning 2 miles per dollar spent on United purchases, a free checked bag for the cardholder and one companion, priority boarding, and up to $100 Global Entry or TSA PreCheck fee credit. Cardholders also receive 25% back on United in-flight purchases.
Discover it® Cash Back
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.No annual fee.Terms and conditions apply.
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Discover it® Cash Back
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.No annual fee.Terms and conditions apply.
Discover it® Student chrome
No credit score required to apply.Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.No annual fee and build your credit with responsible use.0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.Terms and conditions apply.
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Discover it® Student chrome
No credit score required to apply.Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.No annual fee and build your credit with responsible use.0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.Terms and conditions apply.
Discover it® Student Cash Back
No credit score required to apply.Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.No annual fee and build your credit with responsible use.0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.Terms and conditions apply.
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Discover it® Student Cash Back
No credit score required to apply.Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.No annual fee and build your credit with responsible use.0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.Terms and conditions apply.
Chase Freedom Unlimited® credit card
The Chase Freedom Unlimited® credit card offers unlimited 1.5% cash back on all purchases without any annual fee. Cardholders can earn a $200 bonus after spending $500 on purchases in the first 3 months. Additionally, it provides 0% intro APR for 15 months on purchases and balance transfers. The card also includes fraud protection and purchase protection benefits.
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Chase Freedom Unlimited® credit card
The Chase Freedom Unlimited® credit card offers unlimited 1.5% cash back on all purchases without any annual fee. Cardholders can earn a $200 bonus after spending $500 on purchases in the first 3 months. Additionally, it provides 0% intro APR for 15 months on purchases and balance transfers. The card also includes fraud protection and purchase protection benefits.
Top Cards We Selected For Your
The Platinum Card® from American Express | Capital One Venture Rewards Credit Card | Discover it® Cash Back | Chase Freedom Unlimited® credit card | |
| Annual fee | $695 | $95 | $0 | No Annual Fee |
| Regular APR | $695 | $95 | $0 | 16.99%-25.74% (Variable) |
| Purchase Intro APR | 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months | 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months | 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months | 0% for15 months |
| Transfer Intro APR | Not Offered | Not Offered | 0% for 15 months | 0% for15 months |
| Late Payment Fee | 0% for 15 months | 10.99% for 6 months | 0% for 15 months | See Terms |
| Returned Payment Fee | 38 | 38 | 37 | Up to $37 |
| See Details | See Details | See Details | See Details |
About Cards Pick
Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!
What Type of Credit Card is Best?
Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:
Cut interest with a balance transfer cardGet points/cash on a reward credit cardAnd there are others too... our 'how do credit cards work' guide takes you through all the options.
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