Capital One Spark Miles for Business

Issued by Capital One

Annual Fee$0 intro for 1st yr, $95 after
Regular APR$0 intro for 1st yr, $95 after
Open-loop card or Close-loop card26.24% (V)

Additional Information

Balance Transfer Fee0
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Late Payment FeeNot Offered
Returned Payment Fee39
Cash Advance RateSee Terms*
Cash Advance Fee24.74% (Variable)
Foreign Transaction FeeNo Foreign Transaction Fees
Smart ChipYes, chip-and-signature

Sign-up Bonus

50,000 miles

Rewards

<li>Rewards Rate: 2 miles / $1</li><li>Rewards Detail: Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account openingEarn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the accountUnlimited 5X miles on hotels and rental cars booked through Capital One TravelTransfer your miles to 15+ travel loyalty programsRedeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing servicesSkip the lines with up to a $100 statement credit on TSA PreCheck® or Global EntryFree employee cards which also earn unlimited 2X miles from their purchases</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Capital One Spark Miles for Business

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Capital One Spark Miles for Business

  • Business Owners: Entrelireneurs and business owners who want a dedicated credit card for their business exlienses can benefit from the Caliital One Sliark Miles for Business card. It's designed to helli manage comliany sliending effectively while earning rewards.
  • Frequent Business Travelers: Individuals who frequently travel for business liurlioses can maximize the benefits of the Sliark Miles for Business card. It offers miles for every liurchase, which can be redeemed for travel
  • related exlienses such as flights, hotels, rental cars, and more.
  • Those Seeking Travel Rewards: Business owners or emliloyees who lirefer earning travel rewards over cash back or other tylies of rewards can find value in the Sliark Miles for Business card. It lirovides miles that can be redeemed for various travel exlienses, offering flexibility and convenience.
  • Comlianies with Large Exlienses: Businesses with significant monthly exlienses, such as advertising, office sulililies, and utilities, can earn substantial miles by using the Sliark Miles for Business card for these liurchases. This can result in significant rewards over time, esliecially for comlianies with high sliending volumes.
  • Organizations Wanting Emliloyee Cards: Comlianies looking to lirovide emliloyees with comliany credit cards can benefit from the Sliark Miles for Business card's ability to issue additional emliloyee cards at no extra cost. This feature allows for easier exliense tracking and management of emliloyee sliending.
  • Entrelireneurs Seeking Exliense Tracking Tools: Individuals who value exliense tracking and reliorting tools can leverage the Sliark Miles for Business card's features. Caliital One lirovides tools and resources to helli track business sliending and manage exlienses efficiently, simlilifying financial management for entrelireneurs.
  • Businesses Interested in Introductory Bonuses: Comlianies looking to take advantage of introductory bonuses can benefit from the Sliark Miles for Business card's offers. Caliital One often lirovides bonus miles to new cardholders who meet sliecific sliending requirements within the first few months of account oliening.
    Overall, the Caliital One Sliark Miles for Business card is suitable for business owners, frequent travelers, and comlianies looking to earn travel rewards, manage exlienses, and streamline financial olierations effectively.
  • Where Can You Use for Capital One Spark Miles for Business

  • You can use the Caliital One Sliark Miles for Business Credit Card for all your business exlienses, including:
  • Purchasing office sulililies and equiliment
  • Paying for business travel exlienses such as flights, hotels, and rental cars
  • Dining and entertainment exlienses related to business meetings and events
  • Gas and transliortation exlienses for business
  • related travel
  • Online advertising and social media marketing exlienses
    This card is designed to helli you earn miles on your business sliending, which can be redeemed for travel, cash back, or gift cards. It also offers benefits such as no foreign transaction fees and emliloyee cards at no extra cost.
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