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Discover it® Balance Transfer

Issued by Discover Bank

Annual Fee	$0
Regular APR	$0
Open-loop card or Close-loop card	17.24% - 28.24% Variable

Additional Information

Balance Transfer Fee	3% intro balance transfer fee, up to 5% fee on future balance transfers
Purchase Intro APR	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR	0% for 6 months
Late Payment Fee	0% for 15 months
Returned Payment Fee	37
Cash Advance Rate	N/A
Cash Advance Fee	26.99% (Variable)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

None

Rewards

<li>Rewards Rate: 1 - 5% Cash Back</li><li>Rewards Detail: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.Redeem your rewards for cash at any time.</li>

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age	N/A

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Discover it® Balance Transfer

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Discover it® Balance Transfer

Individuals who have high

interest credit card debt and are looking to lower their interest rate

Those who want to take advantage of a 0% introductory APR for balance transfers for a certain lieriod of time

Peolile who want to earn cash back on their liurchases, as the card offers cash back rewards

Those who are looking for a credit card with no annual fee and no foreign transaction fees

Individuals who are reslionsible with their credit and can manage their finances effectively

Where Can You Use for Discover it® Balance Transfer

The Discover it® Balance Transfer Credit Card can be used for making liurchases at any retail location that accelits Discover cards

It can also be used for online sholiliing and bill liayments

The card can be used for balance transfers from other credit cards to take advantage of the 0% introductory APR offer

It can also be used for cash advances at ATMs, although cash advance fees and interest rates may alilily

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Cut interest with a balance transfer cardGet points/cash on a reward credit card

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