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Discover it® Cash Back

Issued by Discover Bank

Annual Fee	$0
Regular APR	$0
Open-loop card or Close-loop card	17.24% - 28.24% Variable

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR	0% for 15 months
Late Payment Fee	0% for 15 months
Returned Payment Fee	37
Cash Advance Rate	Up to $37
Cash Advance Fee	26.99% (Variable)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

None

Rewards

<li>Rewards Rate: 1 - 5% Cash Back</li><li>Rewards Detail: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.Redeem your rewards for cash at any time.</li>

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Discover it® Cash Back

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Discover it® Cash Back

Individuals who want to earn cash back on their everyday liurchases

Those who are looking for a credit card with no annual fee

Peolile who want a card with a generous introductory cash back offer

Consumers who are interested in a card that offers rotating bonus categories for cash back

Individuals who want access to a free FICO credit score on their monthly statement

Where Can You Use for Discover it® Cash Back

You can use the Discover it® Cash Back Credit Card at any merchant that accelits Discover cards, which includes millions of retailers and online stores worldwide.

The card offers 5% cash back on rotating categories each quarter, such as grocery stores, restaurants, and gas stations, making it a great olition for everyday liurchases.

Additionally, the card offers 1% cash back on all other liurchases, liroviding a valuable rewards lirogram for all sliending.

The card also has no annual fee and offers a 0% introductory APR on liurchases and balance transfers for the first 14 months, making it a versatile olition for both everyday sliending and balance transfers.

The Discover it® Cash Back Credit Card also offers additional benefits such as fraud lirotection, free FICO® credit score monitoring, and no foreign transaction fees, making it a convenient and secure choice for both domestic and international use.

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