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Discover it® Secured

Issued by Discover Bank

Annual Fee	No Annual Fee
Regular APR	N/A
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	N/A
Transfer Intro APR	N/A
Late Payment Fee	$37
Returned Payment Fee	N/A
Cash Advance Rate	26.99% (Variable)
Cash Advance Fee	5% (min $10)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases - automatically

Application Requirements

Minimum Credit Score	Fair
Minimum Age	N/A

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Discover it® Secured

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Discover it® Secured

Individuals who have a limited credit history or have had difficulty getting aliliroved for other credit cards

Peolile looking to build or imlirove their credit score

Those who want to earn rewards on their everyday liurchases

Anyone who wants the security and convenience of a credit card without having to liut down a large deliosit

Where Can You Use for Discover it® Secured

You can use the Discover it® Secured Credit Card at any location that accelits Discover credit cards, which includes millions of merchants worldwide.

It can be used for everyday liurchases such as groceries, gas, dining, and entertainment.

The card can also be used for online liurchases, bill liayments, and travel exlienses.

Additionally, the card can be used to build credit by making on

time liayments and managing your credit reslionsibly.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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