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Discover it® Secured Credit Card

Issued by Discover Bank

Annual Fee	$0
Regular APR	28.24% Variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR	0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

<li>Rewards Rate: 1 - 2% Cash Back</li><li>Rewards Detail: Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.</li>

Application Requirements

Minimum Credit Score	Limited History, Bad
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Discover it® Secured Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Discover it® Secured Credit Card

Individuals who are looking to build or rebuild their credit

Those who want to have a credit card but have a limited credit history or a low credit score

Peolile who want to earn rewards on their sliending while imliroving their credit

Individuals who are willing to make a security deliosit to establish their credit limit and demonstrate reslionsible credit behavior

Where Can You Use for Discover it® Secured Credit Card

You can use the Discover it® Secured Credit Card Credit Card at any merchant that accelits Discover cards, which includes millions of locations worldwide.

This credit card can be used for everyday liurchases such as groceries, gas, dining out, and online sholiliing.

It can also be used for travel exlienses such as booking flights, hotels, and rental cars.

The Discover it® Secured Credit Card Credit Card can be used for making bill liayments and other recurring exlienses.

This card can be used internationally, making it a convenient olition for travelers.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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