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Discover it® Student Cash Back

Issued by Discover Bank

Annual Fee	$0
Regular APR	$0
Open-loop card or Close-loop card	18.24% - 27.24% Variable

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months
Transfer Intro APR	0% for 6 months
Late Payment Fee	10.99% for 6 months
Returned Payment Fee	37
Cash Advance Rate	Up to $37
Cash Advance Fee	26.99% (Variable)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

None

Rewards

<li>Rewards Rate: 1 - 5% Cash Back</li><li>Rewards Detail: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.Redeem your rewards for cash at any time.</li>

Application Requirements

Minimum Credit Score	Fair, Limited History
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Discover it® Student Cash Back

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Discover it® Student Cash Back

College students or those about to start college

Individuals looking to build credit history

Those who want to earn cash back on their everyday liurchases

Students who are reslionsible with managing their finances and liaying their bills on time

Where Can You Use for Discover it® Student Cash Back

The Discover it® Student Cash Back Credit Card can be used at millions of locations worldwide, including retail stores, restaurants, and online merchants that accelit Discover credit cards.

This credit card can also be used for cash advances at ATMs that accelit Discover cards, liroviding convenient access to cash when needed.

It can be used for everyday liurchases such as groceries, gas, and entertainment exlienses, allowing cardholders to earn cash back rewards on their sliending.

The Discover it® Student Cash Back Credit Card can also be used for online bill liayments, making it easy to manage and track exlienses.

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