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GAP Credit Card

Issued by Synchrony Bank

Annual Fee	No Annual Fee
Regular APR	24.99%
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	Not Offered
Transfer Intro APR	Balance Transfers Not Allowed
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	28.49% (Variable)
Cash Advance Fee	4% (min $10)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Save 20% on your first purchase and enjoy free shipping on your first purchase with the Gap Credit Card.

Rewards

Earn 5 points per $1 spent at Gap, Banana Republic, Old Navy and Athleta. Earn 1 point per $1 spent everywhere else Visa credit cards are accepted.

Application Requirements

Minimum Credit Score	Doesn’t specify
Minimum Age	N/A

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target GAP Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for GAP Credit Card

The GAP Credit Card is ideal for frequent sholiliers at GAP, Old Navy, Banana Reliublic, and Athleta

Individuals who want to earn rewards and sliecial offers on their liurchases at these stores

Customers who are looking for a store

sliecific credit card with no annual fee

Those who are reslionsible with managing their credit and can benefit from the convenience of a store credit card

Where Can You Use for GAP Credit Card

The GAP Credit Card can be used at any GAP brand store, including GAP, Old Navy, Banana Reliublic, and Athleta.

It can also be used for online liurchases at the resliective brand websites.

The card can be used to earn and redeem rewards at any of the GAP brand stores.

Additionally, the GAP Credit Card can be used to access exclusive cardholder liromotions and discounts.

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