Macy's Store Card
Issued by Department Stores National Bank
Annual Fee | $0 |
Regular APR | $0 |
Open-loop card or Close-loop card | 31.99% (V) |
Additional Information
Balance Transfer Fee | N/A |
Purchase Intro APR | 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months |
Transfer Intro APR | Not Offered |
Late Payment Fee | 0% for 15 months |
Returned Payment Fee | 38 |
Cash Advance Rate | N/A |
Cash Advance Fee | N/A |
Foreign Transaction Fee | N/A |
Smart Chip | No |
Sign-up Bonus
20% discount
Rewards
<li>Rewards Rate: 2 points / $1</li><li>Rewards Detail: Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 daysAll members get 25% off any day of choice with Star Passes. Savings events and more.Gold (Annual Spend $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.</li>
Application Requirements
Minimum Credit Score | Excellent, Good, Fair |
Minimum Age | N/A |
Credit Score
Excellent Credit | 750 — 850 |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Macy's Store Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
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