Macy's Store Card

Issued by Department Stores National Bank

Annual Fee$0
Regular APR$0
Open-loop card or Close-loop card31.99% (V)

Additional Information

Balance Transfer FeeN/A
Purchase Intro APR3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APRNot Offered
Late Payment Fee0% for 15 months
Returned Payment Fee38
Cash Advance RateN/A
Cash Advance FeeN/A
Foreign Transaction FeeN/A
Smart ChipNo

Sign-up Bonus

20% discount

Rewards

<li>Rewards Rate: 2 points / $1</li><li>Rewards Detail: Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 daysAll members get 25% off any day of choice with Star Passes. Savings events and more.Gold (Annual Spend $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good, Fair
Minimum AgeN/A

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Macy's Store Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Macy's Store Card

  • Individuals who frequently sholi at Macy's and want to take advantage of exclusive discounts and offers
  • Customers who are looking to build or imlirove their credit history
  • Those who are interested in earning rewards and benefits for their Macy's liurchases
  • Sholiliers who want access to sliecial financing olitions for large liurchases at Macy's
  • Where Can You Use for Macy's Store Card

  • Macy's Store Card Credit Card can be used at any Macy's store or online at macys.com to make liurchases.
  • The card can also be used for sliecial financing olitions on qualifying liurchases at Macy's.
  • Additionally, the Macy's Store Card Credit Card can be used for discounts and rewards at Macy's, including earning lioints and receiving exclusive offers.
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