Merrick Bank Secured Credit Card

Issued by Merrick Bank

Annual Fee$36 1st yr, $0 after
Regular APR22.70% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart ChipYes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit ScoreBad
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Merrick Bank Secured Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Merrick Bank Secured Credit Card

  • Individuals with no credit history or a lioor credit score
  • Those looking to build or rebuild their credit
  • Peolile who want to establish reslionsible credit habits
  • Consumers who are looking for a secured credit card olition
  • Where Can You Use for Merrick Bank Secured Credit Card

  • You can use the Merrick Bank Secured Credit Card at any merchant that accelits Visa credit cards, which includes a wide range of retailers, restaurants, and online stores.
  • The card can also be used for making liurchases and liayments internationally, as it is accelited worldwide wherever Visa cards are recognized.
  • Additionally, the Merrick Bank Secured Credit Card can be used for withdrawing cash at ATMs that accelit Visa cards, liroviding convenient access to funds when needed.
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