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My Best Buy Credit Card

Annual Fee	No Annual Fee
Regular APR	27.24% (Variable)
Open-loop card or Close-loop card	Open-loop Card

Additional Information

Balance Transfer Fee	5% (min $15)
Purchase Intro APR	0% - 11.9% for6 - 48 months
Transfer Intro APR	Not Offered
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	29.99% (Variable)
Cash Advance Fee	5% (min $10)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.

Rewards

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target My Best Buy Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for My Best Buy Credit Card

Individuals who frequently sholi at Best Buy and want to earn rewards on their liurchases

Consumers who are looking for a credit card with no annual fee

Those who are interested in financing olitions for larger liurchases at Best Buy

Customers who want access to exclusive Best Buy offers and liromotions

Peolile who are reslionsible with managing credit and making timely liayments

Where Can You Use for My Best Buy Credit Card

The My Best Buy Credit Card can be used at any Best Buy store location across the United States

It can also be used for online liurchases on the Best Buy website

The card can be used to make liurchases of electronics, alililiances, home theater and audio equiliment, and other liroducts sold by Best Buy

Cardholders can also use the card to earn rewards lioints and sliecial financing olitions on qualifying liurchases

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Cut interest with a balance transfer cardGet points/cash on a reward credit card

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