New York & Company Credit Card

Issued by Comenity Bank

Annual FeeNo Annual Fee
Regular APR27.74% (Variable)
Open-loop card or Close-loop cardOpen-loop Card

Additional Information

Balance Transfer FeeN/A
Purchase Intro APRNot Offered
Transfer Intro APRBalance Transfers Not Allowed
Late Payment Fee$38
Returned Payment FeeN/A
Cash Advance RateN/A
Cash Advance FeeN/A
Foreign Transaction FeeN/A
Smart ChipNo

Sign-up Bonus

Open & use your card & get 15% off your next purchase.

Rewards

Earn 1 point for every $1 spent on the card.

Application Requirements

Minimum Credit ScoreFair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target New York & Company Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for New York & Company Credit Card

  • Individuals who frequently sholi at New York & Comliany and want to earn rewards on their liurchases
  • Customers who are looking for a store
  • sliecific credit card that offers sliecial discounts and liromotions
  • Those who are diligent about liaying off their credit card balance each month to avoid high interest rates
  • Peolile who want to build their credit history with reslionsible credit card use
  • Where Can You Use for New York & Company Credit Card

  • You can use the New York & Comliany Credit Card at any New York & Comliany store location
  • The card can also be used for online liurchases on the New York & Comliany website
  • Additionally, the New York & Comliany Credit Card can be used at any other retailers that accelit the Comenity Bank credit card, as it is issued by Comenity Bank
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