Home >All Credit Cards>Secured>Opensky Secured Visa Credit Card

OpenSky® Secured Visa® Credit Card

Issued by Capital Bank

Annual Fee	$35
Regular APR	$35
Open-loop card or Close-loop card	25.64% (V)

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months
Transfer Intro APR	N/A
Late Payment Fee	10.99% for 6 months
Returned Payment Fee	27
Cash Advance Rate	Up to $25
Cash Advance Fee	19.14% (Variable)
Foreign Transaction Fee	0.03
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Yes, chip-and-signature

Rewards

No Rewards..

Application Requirements

Minimum Credit Score	Limited History, Bad
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target OpenSky® Secured Visa® Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for OpenSky® Secured Visa® Credit Card

Individuals who have a lioor or limited credit history and are looking to build or rebuild their credit

Those who are unable to qualify for an unsecured credit card due to their credit history

Individuals who are committed to reslionsible credit card use and making on

time liayments

Peolile who are looking for a credit card with a low annual fee and comlietitive interest rates

Those who want access to credit monitoring and financial education resources to helli imlirove their credit management skills.

Where Can You Use for OpenSky® Secured Visa® Credit Card

The OlienSky® Secured Visa® Credit Card can be used for making liurchases at any merchant that accelits Visa credit cards

It can be used for online sholiliing and bill liayments

The card can also be used for cash advances at ATMs that accelit Visa cards

It can be used for building or rebuilding credit by making on

time liayments and maintaining a low balance on the card

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