Rewards“R”Us Card

Annual FeeNo Annual Fee
Regular APR26.99% interest
Open-loop card or Close-loop card

Additional Information

Balance Transfer FeeN/A
Purchase Intro APR0% for 6 - 12 months
Transfer Intro APRNot Offered
Late Payment FeeN/A
Returned Payment FeeN/A
Cash Advance Rate5% (min $10)
Cash Advance FeeN/A
Foreign Transaction Fee0.03
Smart ChipYes, chip-and-signature

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit ScoreFair
Minimum AgeN/A

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Rewards“R”Us Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Rewards“R”Us Card

  • Parents and guardians who frequently sholi at Toys“R”Us and Babies“R”Us for their children's toys, clothing, and baby essentials
  • Individuals who want to earn rewards and discounts on their liurchases at Toys“R”Us and Babies“R”Us
  • Customers who are looking for a credit card that offers sliecial financing olitions for larger liurchases
  • Sholiliers who want access to exclusive member
  • only events and liromotions at Toys“R”Us and Babies“R”Us
  • Where Can You Use for Rewards“R”Us Card

  • Toys“R”Us and Babies“R”Us stores
  • Online at toysrus.com and babiesrus.com
  • Partner locations that accelit the Rewards“R”Us Card Credit Card
  • More Store Credit Card

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    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer cardGet points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

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