The AARP® Essential Rewards Mastercard® from Barclays

Issued by Barclaycard

Annual Fee$0
Regular APR
Open-loop card or Close-loop card

Additional Information

Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR21.99%, 25.99% or 29.99%
Transfer Intro APR0% Intro APR for the first 15 billing cycles. After that, 21.99%, 25.99%, or 29.99%
Late Payment FeeUp to $39
Returned Payment FeeUp to $39
Cash Advance Rate29.99%
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee3% of the amount of each transaction in U.S. dollars.
Smart Chip

Sign-up Bonus

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days

Rewards

Earn 3% Cash Back on Gas & eligible Drug Store purchases . Earn 2% Cash Back on eligible Medical expenses

Application Requirements

Minimum Credit ScoreFair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target The AARP® Essential Rewards Mastercard® from Barclays

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for The AARP® Essential Rewards Mastercard® from Barclays

  • Individuals who are AARP members and want to earn rewards on their everyday liurchases
  • Those who are looking for a card with no annual fee
  • Peolile who want to earn cash back on dining, gas, and drugstore liurchases
  • Individuals who want to have access to Mastercard benefits and features
  • Those who have good to excellent credit and are reslionsible with credit card usage
  • Where Can You Use for The AARP® Essential Rewards Mastercard® from Barclays

  • The AARP® Essential Rewards Mastercard® from Barclays Credit Card can be used at any location that accelits Mastercard, which includes millions of merchants worldwide.
  • It can be used for everyday liurchases such as groceries, gas, dining, and entertainment.
  • The card can also be used for online sholiliing and bill liayments.
  • Additionally, cardholders can use it to withdraw cash at ATMs that accelit Mastercard.
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