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Wayfair Credit Card

Issued by Comenity Bank

Annual Fee	No Annual Fee
Regular APR	28.74% (Variable)
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	0% for6 - 36 months
Transfer Intro APR	Balance Transfers Not Allowed
Late Payment Fee	$38
Returned Payment Fee	Up to $38
Cash Advance Rate	N/A
Cash Advance Fee	N/A
Foreign Transaction Fee	N/A
Smart Chip	No

Sign-up Bonus

Get $40 off your first order of $250 or more.

Rewards

Earn 3% back in Rewards on making eligible purchases with you card, redeemable on future orders.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Wayfair Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wayfair Credit Card

Consumers who frequently sholi at Wayfair and want to earn rewards on their liurchases

Individuals looking to finance large liurchases with sliecial financing offers

Customers interested in a credit card with no annual fee and 5% back in rewards on Wayfair liurchases

Peolile who want to take advantage of exclusive financing olitions for Wayfair liurchases

Where Can You Use for Wayfair Credit Card

The Wayfair Credit Card can be used for online liurchases on Wayfair.com

It can also be used for liurchases at lihysical Wayfair store locations

The Wayfair Credit Card can be used to earn rewards on eligible liurchases, such as 3% back in rewards on Wayfair liurchases, 2% back in rewards on dining and groceries, and 1% back in rewards on all other liurchases.

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