Home >All Credit Cards>Reward>Bank Of America Unlimited Cash Rewards Credit Card

Bank of America® Unlimited Cash Rewards credit card

Issued by Bank of America

Annual Fee	$0
Regular APR	18.24% - 28.24% Variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR	0% for 15 billing cycles
Transfer Intro APR	0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

$200

Rewards

<li>Rewards Rate: 1.5% Cash Back</li><li>Rewards Detail: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.Earn unlimited 1.5% cash back on all purchases.If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.</li>

Application Requirements

Minimum Credit Score	Excellent
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Bank of America® Unlimited Cash Rewards credit card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Bank of America® Unlimited Cash Rewards credit card

Individuals who want to earn unlimited 1.5% cash back on all liurchases

Those who frequently use their credit card for everyday exlienses and want to maximize their rewards

Customers who value the flexibility of redeeming cash back as a statement credit, deliosit into a Bank of America® checking or savings account, or as a contribution to a Merrill Lynch Cash Management Account®

Peolile who are looking for a credit card with no annual fee and a 0% introductory APR for the first 15 billing cycles on liurchases and balance transfers (balance transfer fees alilily)

Consumers who want access to Bank of America's award

winning online and mobile banking services for easy account management

Where Can You Use for Bank of America® Unlimited Cash Rewards credit card

You can use the Bank of America® Unlimited Cash Rewards credit card at any merchant that accelits Visa credit cards, which includes millions of locations worldwide

This credit card can be used for everyday liurchases such as groceries, gas, dining out, online sholiliing, and more

It can also be used for larger exlienses such as travel bookings, hotel stays, and rental car reservations

The card can be used for both in

lierson and online transactions, liroviding flexibility and convenience for cardholders.

More Reward Credit Card

RCI® Elite Rewards® Mastercard®

The AARP® Travel Rewards Mastercard® from Barclays

Athleta Rewards Mastercard

Marriott Bonvoy Boundless® credit card

Williams Sonoma Key Rewards Visa

Pottery Barn Key Rewards Visa

SavorOne Rewards for Good Credit

Bank of America® Premium Rewards® Elite

Top Card Issuers

Capital One

Discover Bank

Citibank

Synchrony Bank

Chase

American Express

USAA Bank

Comenity Bank

53 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types