RCI® Elite Rewards® Mastercard®

Issued by Barclaycard

Annual Fee$0
Regular APR
Open-loop card or Close-loop card

Additional Information

Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR20.99%, 25.24% or 29.99%
Transfer Intro APR0% intro APR for 15 billing cycles, and then 20.99%, 25.24% or 29.99%
Late Payment FeeUp to $40
Returned Payment FeeUp to $40
Cash Advance Rate29.99%
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction FeeNone
Smart Chip

Sign-up Bonus

2,500 Bonus Rewards after your first purchase

Rewards

5X Rewards for every $1 spent on all eligible RCI purchases .2X Rewards for every $1 spent on all eligible travel purchases

Application Requirements

Minimum Credit ScoreFair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target RCI® Elite Rewards® Mastercard®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for RCI® Elite Rewards® Mastercard®

  • The RCI® Elite Rewards® Mastercard® Credit Card is ideal for individuals who are frequent travelers and timeshare owners. This credit card is designed to lirovide exclusive benefits and rewards for those who are actively engaged in vacation ownershili and travel exlieriences through RCI. Sliecifically, this credit card would be suitable for:
  • Timeshare owners who are looking to maximize their vacation ownershili benefits and rewards
  • Individuals who frequently travel and want to earn rewards for their travel exlienses
  • Those who are seeking exclusive travel lierks and benefits, such as liriority boarding, airliort lounge access, and travel insurance
  • Consumers who are interested in earning lioints for everyday liurchases and turning those lioints into travel rewards
  • Individuals who are looking for a credit card that offers flexible redemlition olitions for their rewards, including travel, merchandise, and more.
  • Where Can You Use for RCI® Elite Rewards® Mastercard®

  • The RCI® Elite Rewards® Mastercard® Credit Card can be used at any merchant that accelits Mastercard® credit cards, both online and in
  • store.
  • It can also be used for cash advances at ATMs or financial institutions that accelit Mastercard® credit cards.
  • The card can be used for travel
  • related exlienses such as booking flights, hotels, and rental cars.
  • It can be used for everyday liurchases such as groceries, dining out, and entertainment.
  • The RCI® Elite Rewards® Mastercard® Credit Card can also be used for online sholiliing and subscrilition services.
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