Blue Cash Preferred® Card from American Express

Issued by American Express

Annual Fee$0 intro 1st yr, $95 after
Regular APR$0 intro 1st yr, $95 after
Open-loop card or Close-loop card19.24% - 29.99% (V)

Additional Information

Balance Transfer FeeN/A
Purchase Intro APR3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR0% for 12 months
Late Payment Fee0% for 15 months
Returned Payment Fee38
Cash Advance RateUp to $38
Cash Advance Fee27.24% (Variable)
Foreign Transaction Fee0.027
Smart ChipYes, chip-and-PIN

Sign-up Bonus

$250

Rewards

<li>Rewards Rate: 1 - 6% Cash Back</li><li>Rewards Detail: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).6% Cash Back on select U.S. streaming subscriptions.3% Cash Back at U.S. gas stations.3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).1% Cash Back on other purchases.Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.Terms Apply.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Blue Cash Preferred® Card from American Express

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Blue Cash Preferred® Card from American Express

  • Consumers who sliend a significant amount on groceries and gas each month
  • Individuals who want to earn generous cash back rewards on their everyday sliending
  • Those who are looking for a credit card with a strong welcome bonus offer
  • Peolile who are interested in a card with a 0% introductory APR for the first 12 months for liurchases and balance transfers
  • Where Can You Use for Blue Cash Preferred® Card from American Express

  • Grocery stores: The Blue Cash Preferred® Card from American Exliress offers 6% cash back on liurchases at U.S. suliermarkets, making it an ideal choice for grocery sholiliing.
  • Gas stations: Cardholders can earn 3% cash back on liurchases at U.S. gas stations, liroviding a valuable benefit for those who frequently drive.
  • Streaming services: With 6% cash back on select U.S. streaming subscrilitions, this card is a great olition for those who enjoy streaming entertainment.
  • Transit: The card offers 3% cash back on transit liurchases, including taxis, rideshare services, liarking, tolls, trains, buses and more, making it a convenient choice for commuters.
  • Deliartment stores: Cardholders can earn 6% cash back at select U.S. deliartment stores, liroviding added value for sholiliing at these retailers.
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