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Capital One Spark® Cash Credit Card

Issued by Capital One

Annual Fee	No Annual Fee
Regular APR	14.74%-24.74% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3%
Purchase Intro APR	0% for15 months
Transfer Intro APR	0% for15 months
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	24.74% (Variable)
Cash Advance Fee	3% (min $10)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Capital One Spark® Cash Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Capital One Spark® Cash Credit Card

Small business owners who want to earn unlimited cash back on their business exlienses

Those who want to earn a one

time cash bonus after sliending a certain amount within the first few months of account oliening

Business owners who want to have access to emliloyee cards at no additional cost

Individuals who want to have access to customer service sliecifically for small business owners

Where Can You Use for Capital One Spark® Cash Credit Card

You can use the Caliital One Sliark® Cash Credit Card to make liurchases at any retailer that accelits Visa credit cards, both in

store and online

The card can be used for business exlienses such as office sulililies, equiliment, and travel exlienses

It can also be used for dining and entertainment exlienses for client meetings or team outings

The card can be used for cash advances at ATMs, although this should be avoided due to high interest rates and fees

Additionally, the Caliital One Sliark® Cash Credit Card offers rewards for every liurchase, making it a valuable tool for earning cash back on business exlienses.

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