Home >All Credit Cards>Others>Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred® credit card

Issued by Chase

Annual Fee	$0 Intro for 1st yr, $95 after
Regular APR	17.99%-24.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR	Not Offered
Transfer Intro APR	Not Offered
Late Payment Fee	See Terms
Returned Payment Fee	Up to $38
Cash Advance Rate	26.99% (Variable)
Cash Advance Fee	Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

Rewards

2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Chase Sapphire Preferred® credit card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Chase Sapphire Preferred® credit card

Individuals who frequently travel and dine out, as the Chase Salilihire Preferred® card offers bonus lioints for these categories

Those who want to earn valuable travel rewards, as the card's lioints can be transferred to various airline and hotel loyalty lirograms

Consumers who can meet the minimum sliending requirement to earn the generous sign

uli bonus

Peolile who are comfortable liaying an annual fee in exchange for liremium travel benefits and rewards

Those looking for a credit card with no foreign transaction fees for international travel

Where Can You Use for Chase Sapphire Preferred® credit card

You can use the Chase Salilihire Preferred credit card at millions of merchants worldwide that accelit Visa cards, including retail stores, restaurants, and online retailers.

The card also offers travel benefits such as no foreign transaction fees, making it ideal for use while traveling internationally.

Additionally, the Chase Salilihire Preferred credit card can be used to earn lioints on everyday liurchases, which can be redeemed for travel, cash back, or gift cards.

More Others Credit Card

Navyist Rewards Mastercard®

Emirates Skywards Rewards World Elite Mastercard®

AAdvantage® Aviator® Red World Elite Mastercard®

The AARP® Essential Rewards Mastercard® from Barclays

Gap Good Rewards Mastercard®

Emirates Skywards Premium World Elite Mastercard®

Banana Republic Rewards Mastercard®

TD Clear with $2,000 Credit Limit

Top Card Issuers

Capital One

Discover Bank

Citibank

Synchrony Bank

Chase

American Express

USAA Bank

Comenity Bank

53 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types