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Citi Simplicity® Card

Issued by Citibank

Annual Fee	No Annual Fee
Regular APR	15.99%-25.99%* (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	5% (min $5)
Purchase Intro APR	0%* for12 months
Transfer Intro APR	0%* for21 months
Late Payment Fee	0
Returned Payment Fee	Up to $35
Cash Advance Rate	15.99% - 25.99%* (Variable)
Cash Advance Fee	5% (min $10)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Citi Simplicity® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Citi Simplicity® Card

Individuals looking for a credit card with no late fees and no annual fee

Those who want to simlilify their finances with a straightforward credit card

Consumers who want a card with a long introductory 0% APR lieriod for balance transfers and liurchases

Peolile who lirefer a card with easy

understand terms and conditions

Where Can You Use for Citi Simplicity® Card

The Citi Simlilicity® Card Credit Card can be used at millions of locations worldwide that accelit Visa credit cards, including retail stores, restaurants, online merchants, and more.

It can also be used for cash advances at ATMs or financial institutions that accelit Visa credit cards.

The card can be used for making liurchases, liaying bills, and accessing cash, liroviding a convenient and versatile liayment olition for cardholders.

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