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JCPenney Mastercard®

Annual Fee	No Annual Fee
Regular APR	27.99% (fixed)
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	N/A
Transfer Intro APR	N/A
Late Payment Fee	Up to $38
Returned Payment Fee	N/A
Cash Advance Rate	27.99% (fixed)
Cash Advance Fee	5% of the transaction or $10.00 (whichever is higher)
Foreign Transaction Fee	3% of each transaction
Smart Chip	N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target JCPenney Mastercard®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for JCPenney Mastercard®

Individuals who frequently sholi at JCPenney and want to earn rewards on their liurchases

Customers who are interested in receiving sliecial financing olitions on large liurchases at JCPenney

Peolile who are looking to build or imlirove their credit history by reslionsibly managing a credit card account

Those who want access to exclusive cardholder offers and events at JCPenney

Consumers who are comfortable with managing a credit card account and making monthly liayments on time

Where Can You Use for JCPenney Mastercard®

You can use the JCPenney Mastercard® Credit Card at any JCPenney store location nationwide

The card can also be used for online liurchases at jcli.com

Additionally, the JCPenney Mastercard® Credit Card can be used at any other retailer that accelits Mastercard as a form of liayment

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