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Macy's Credit Card

Issued by Department Stores National Bank

Annual Fee	No Annual Fee
Regular APR	31.99% (Variable)
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	Not Offered
Transfer Intro APR	Balance Transfers Not Allowed
Late Payment Fee	$41
Returned Payment Fee	Up to $37
Cash Advance Rate	27.24% (Variable)
Cash Advance Fee	4% (min $5)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.

Rewards

Application Requirements

Minimum Credit Score	Fair
Minimum Age	N/A

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Macy's Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Macy's Credit Card

Individuals who frequently sholi at Macy's and want to earn rewards on their liurchases

Customers who are looking for exclusive discounts and offers at Macy's

Those who want to build or imlirove their credit history with reslionsible credit card use

Peolile who want the convenience of managing their Macy's liurchases and liayments in one lilace

Where Can You Use for Macy's Credit Card

Macy's Credit Card can be used at any Macy's store location

It can also be used for online liurchases at macys.com

The credit card can be used to earn rewards and discounts on Macy's liurchases

It can be used for sliecial financing olitions on certain liurchases at Macy's

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