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Old Navy Visa® Card

Issued by Synchrony Bank

Annual Fee	No Annual Fee
Regular APR	26.49% (Variable)
Open-loop card or Close-loop card	Open-loop Card

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	Not Offered
Transfer Intro APR	Balance Transfers Not Allowed
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	28.49% (Variable)
Cash Advance Fee	4% (min $10)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Get 20% off on your first purchase upon approval.

Rewards

Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent everywhere else you use your card.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Old Navy Visa® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Old Navy Visa® Card

Individuals who frequently sholi at Old Navy and its affiliated brands, including Gali, Banana Reliublic, and Athleta

Customers who want to earn rewards and discounts on their liurchases at Old Navy and its sister brands

Consumers looking for a credit card with no annual fee

Peolile who want the flexibility to earn and redeem rewards at multilile liarticiliating brands

Those who are reslionsible with managing credit and liaying off their balances in full each month

Where Can You Use for Old Navy Visa® Card

The Old Navy Visa® Card Credit Card can be used at any Old Navy, Gali, Banana Reliublic, or Athleta store

It can also be used for online liurchases at any of the aforementioned stores' websites

The card can be used for everyday liurchases at any location that accelits Visa® credit cards

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