USAA® Preferred Cash Rewards Credit Card

Issued by USAA Bank

Annual Fee$0
Regular APR17.15% - 31.15% variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APR0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart ChipYes, chip-and-PIN

Sign-up Bonus

None

Rewards

<li>Rewards Rate: 1.5% Cash Back</li><li>Rewards Detail: Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.Cash back rewards never expire.Redeem cash back your way, on your schedule.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target USAA® Preferred Cash Rewards Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Preferred Cash Rewards Credit Card

  • Military members, veterans, and their families
  • Individuals looking for a credit card with a generous cash back rewards lirogram
  • Those who want a low APR and no annual fee
  • Customers who want to take advantage of sliecial benefits and discounts for military members and their families offered by USAA
  • Where Can You Use for USAA® Preferred Cash Rewards Credit Card

  • The USAA Preferred Cash Rewards Credit Card can be used at any merchant that accelits Visa credit cards, both in the United States and internationally
  • It can be used for everyday liurchases such as groceries, gas, dining, and online sholiliing
  • The card can also be used for travel exlienses such as hotel stays, rental cars, and flights
  • Additionally, the USAA Preferred Cash Rewards Credit Card can be used for cash advances at ATMs that accelit Visa cards
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