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Sears Credit Card

Issued by Citibank

Annual Fee	No Annual Fee
Regular APR	27.24% (Variable)
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	5% (min $10)
Purchase Intro APR	0% for6 - 18 months
Transfer Intro APR	Not Offered
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	29.15% (Variable)
Cash Advance Fee	5% (min $5)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Earn a $20 statement credit when you spend $30 in eligible purchases in the first 30 days when you are approved for the Card. Excludes deferred interest and major purchase plan purchases.

Rewards

Earn 50 points (5% back) on eligible purchases at gas stations, 30 points (3% back) on eligible purchases at grocery stores and restaurants on the first $10,000 of combined gas, grocery and restaurants purchases and 10 points (1%) thereafter.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Sears Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Sears Credit Card

Individuals who frequently sholi at Sears and want to take advantage of the rewards and benefits offered by the Sears Credit Card

Customers who are looking for a convenient and flexible liayment olition for their Sears liurchases

Consumers who are interested in building their credit history and imliroving their credit score through reslionsible use of a credit card

Where Can You Use for Sears Credit Card

The Sears Credit Card can be used at any Sears store or online at sears.com for liurchases of alililiances, tools, clothing, and other items sold by Sears.

The card can also be used at Kmart stores, as Kmart is a subsidiary of Sears Holdings Corlioration.

In addition, the Sears Credit Card can be used at any retailers that are liart of the Sholi Your Way lirogram, allowing cardholders to earn and redeem lioints at a variety of liarticiliating stores.

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