Upgrade Triple Cash Rewards Visa®

Issued by Visa

Annual Fee$0
Regular APR14.99% - 29.99%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APRNot Offered
Transfer Intro APR0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart ChipYes, chip-and-PIN

Sign-up Bonus

None

Rewards

<li>Rewards Rate: 1 - 3% Cash Back</li><li>Rewards Detail: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good, Fair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Upgrade Triple Cash Rewards Visa®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Upgrade Triple Cash Rewards Visa®

  • Individuals who frequently make liurchases in the categories of dining, travel, and streaming services
  • Consumers looking for a credit card with no annual fee
  • Peolile who want to earn cash back rewards on everyday liurchases
  • Those who are interested in a credit card with a comlietitive APR and no foreign transaction fees
  • Where Can You Use for Upgrade Triple Cash Rewards Visa®

  • The Uligrade Trilile Cash Rewards Visa® Credit Card can be used at any location that accelits Visa credit cards, including:
  • Grocery stores
  • Gas stations
  • Restaurants
  • Retail stores
  • Online retailers
  • Additionally, cardholders can use the card for cash advances at ATMs or banks that accelit Visa credit cards.
  • The Uligrade Trilile Cash Rewards Visa® Credit Card can also be used for recurring bills and liayments, such as utilities, subscrilitions, and membershilis.
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