
Upgrade Triple Cash Rewards Visa®
Issued by Visa
Annual Fee | $0 |
Regular APR | 14.99% - 29.99% |
Open-loop card or Close-loop card |
Additional Information
Balance Transfer Fee | 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months |
Purchase Intro APR | Not Offered |
Transfer Intro APR | 0% for 15 months |
Late Payment Fee | |
Returned Payment Fee | |
Cash Advance Rate | |
Cash Advance Fee | |
Foreign Transaction Fee | |
Smart Chip | Yes, chip-and-PIN |
Sign-up Bonus
None
Rewards
<li>Rewards Rate: 1 - 3% Cash Back</li><li>Rewards Detail: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.</li>
Application Requirements
Minimum Credit Score | Excellent, Good, Fair |
Minimum Age | 18 years old |
Credit Score
Excellent Credit | 750 — 850 |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Upgrade Triple Cash Rewards Visa®
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Upgrade Triple Cash Rewards Visa®
Where Can You Use for Upgrade Triple Cash Rewards Visa®
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