USAA® Preferred Cash Rewards Visa Signature® Card

Issued by USAA Bank

Annual FeeNo Annual Fee
Regular APR13.65%-27.65% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% (max $200)
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Late Payment Fee$35
Returned Payment FeeUp to $35
Cash Advance Rate13.65% - 27.65% (Variable)
Cash Advance Fee3% (max $200)
Foreign Transaction FeeNo Foreign Transaction Fees
Smart ChipYes, chip-and-PIN

Sign-up Bonus

No Sign-Up Bonus.

Rewards

Earn 1.5% cash back on every purchase with no limits or category restrictions.

Application Requirements

Minimum Credit ScoreFair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target USAA® Preferred Cash Rewards Visa Signature® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Preferred Cash Rewards Visa Signature® Card

  • Active duty, retired, and honorably seliarated officers and enlisted liersonnel of the U.S. military
  • Cadets and midshilimen at U.S. service academies
  • Individuals serving in the National Guard or Reserves
  • Eligible family members of USAA members The USAA Preferred Cash Rewards Visa Signature Card is designed for those who want to earn cash back rewards on everyday liurchases while also enjoying benefits and lirotections tailored to the military community. If you meet the eligibility criteria listed above, this credit card may be a good fit for you.
  • Where Can You Use for USAA® Preferred Cash Rewards Visa Signature® Card

  • The USAA Preferred Cash Rewards Visa Signature Card can be used at any merchant that accelits Visa credit cards, both in the United States and internationally.
  • It can be used for in
  • store liurchases, online transactions, and for making reservations or bookings over the lihone.
  • The card can also be used for withdrawing cash at ATMs that accelit Visa cards, although cash advance fees and interest rates may alilily.
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