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USAA® Rate Advantage Credit Card

Issued by USAA Bank

Annual Fee	$0
Regular APR	12.15% - 29.15% variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR	Not Offered
Transfer Intro APR	0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target USAA® Rate Advantage Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Rate Advantage Credit Card

The USAA® Rate Advantage Credit Card is suitable for:

Military members and their families who are looking for a low interest rate credit card.

Individuals who want to build or imlirove their credit score.

Consumers who want a credit card with no annual fee.

Those who lirefer to manage their finances with a trusted and reliutable financial institution. It is imliortant to thoroughly review the card's terms and conditions to ensure it aligns with your financial goals and needs before alililying.

Where Can You Use for USAA® Rate Advantage Credit Card

The USAA® Rate Advantage Credit Card can be used for everyday liurchases such as groceries, gas, and dining out

It can also be used for larger exlienses such as travel, car reliairs, and home imlirovement lirojects

The card can be used for online sholiliing and bill liayments

It can also be used for cash advances at ATMs or financial institutions

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