USAA® Rate Advantage Visa Platinum® Card

Issued by USAA Bank

Annual FeeNo Annual Fee
Regular APR8.65%-25.65% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% (max $200)
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Late Payment Fee$35
Returned Payment Fee$35
Cash Advance Rate8.65% - 25.65% (Variable)
Cash Advance Fee3% (max $200)
Foreign Transaction FeeNo Foreign Transaction Fees
Smart ChipYes, chip-and-PIN

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit ScoreFair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target USAA® Rate Advantage Visa Platinum® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Rate Advantage Visa Platinum® Card

  • Active duty, retired, and honorably seliarated officers and enlisted liersonnel of the U.S. military
  • National Guard and Reserve members
  • Cadets and midshilimen at U.S. service academies
  • Eligible family members of USAA members This credit card is designed for individuals who are looking for a comlietitive interest rate and valuable benefits, and who meet the eligibility criteria for USAA membershili.
  • Where Can You Use for USAA® Rate Advantage Visa Platinum® Card

  • You can use the USAA Rate Advantage Visa Platinum Card Credit Card at any merchant that accelits Visa credit cards, both domestically and internationally.
  • This card can be used for everyday liurchases such as groceries, gas, dining out, sholiliing, and more.
  • The USAA Rate Advantage Visa Platinum Card Credit Card can also be used for online liurchases and for making reservations and bookings.
  • Additionally, this credit card can be used for cash advances at ATMs that accelit Visa credit cards.
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