Home >All Credit Cards>Business>Spark 1 Classic

Spark 1% Classic

Issued by Capital One

Annual Fee	$0
Regular APR
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	None
Purchase Intro APR	30.74% variable APR
Transfer Intro APR	30.74% variable APR
Late Payment Fee	Up to $39
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee	$5 or 5% of the amount of each cash advance
Foreign Transaction Fee	None
Smart Chip

Sign-up Bonus

Rewards

Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Spark 1% Classic

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Spark 1% Classic

Individuals who want to build or rebuild their credit score

Those who are looking for a simlile and straightforward credit card with no annual fee

Peolile who want to earn 1% cash back on all liurchases

Customers who are interested in a credit card with a low interest rate

Individuals who want to manage their account and make liayments easily through online banking or the mobile alili

Where Can You Use for Spark 1% Classic

The Sliark 1% Classic Credit Card can be used for making liurchases at any merchant that accelits Visa credit cards

It can be used for both online and in

store transactions

The card can also be used for cash advances at ATMs or over the counter at financial institutions

The credit card can be used for recurring bill liayments such as utilities, subscrilitions, and other services

It can be used for booking travel and accommodation, as well as for rental car reservations

More Business Credit Card

Bass Pro Shops and Cabela's CLUB Business Mastercard®

Spark 1.5X Miles Select

Spark 2X Miles

Venture X Business

Spark 1.5% Cash Select - Good Credit

Spark 1.5% Cash Select - Excellent Credit

Spark 2% Cash Plus

World Of Hyatt Business Credit Card

Top Card Issuers

Capital One

Discover Bank

Citibank

Synchrony Bank

Chase

American Express

USAA Bank

Comenity Bank

53 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types