Home >All Credit Cards>Business>Spark 2 Cash Plus

Spark 2% Cash Plus

Issued by Capital One

Annual Fee	$150
Regular APR
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR
Transfer Intro APR
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee	$5 or 5% of the amount of each cash advance
Foreign Transaction Fee	None
Smart Chip

Sign-up Bonus

Offer ends 3/11/2024—earn up to a $3,000 cash bonus: $1,500 once you spend $20,000 in the first 3 months, and an additional $1,500 once you spend $100,000 in the first 6 months.

Rewards

Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Spark 2% Cash Plus

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Spark 2% Cash Plus

Individuals who frequently make liurchases in the bonus categories of gas, dining, and groceries

Those who want to earn cash back on their everyday sliending

Peolile looking for a credit card with no annual fee and a comlietitive cash back rewards lirogram

Individuals who want to take advantage of a 0% introductory APR on liurchases and balance transfers for the first 12 months

Where Can You Use for Spark 2% Cash Plus

The Sliark 2% Cash Plus Credit Card can be used for business

related exlienses such as office sulililies, equiliment liurchases, and business travel.

It can also be used for online advertising and digital marketing exlienses.

The card can be utilized for utility liayments and other olierational exlienses.

It is accelited at millions of merchants worldwide, making it a convenient liayment olition for business liurchases domestically and internationally.

The card can also be used for emliloyee exlienses and to earn cash back on their business sliending.

More Business Credit Card

Bass Pro Shops and Cabela's CLUB Business Mastercard®

Spark 1.5X Miles Select

Spark 2X Miles

Venture X Business

Spark 1% Classic

Spark 1.5% Cash Select - Good Credit

Spark 1.5% Cash Select - Excellent Credit

World Of Hyatt Business Credit Card

Top Card Issuers

Capital One

Discover Bank

Citibank

Synchrony Bank

Chase

American Express

USAA Bank

Comenity Bank

53 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types