Spark 1.5% Cash Select - Excellent Credit

Issued by Capital One

Annual Fee$0
Regular APR
Open-loop card or Close-loop card

Additional Information

Balance Transfer FeeNone
Purchase Intro APR18.49% - 24.49% variable APR
Transfer Intro APR18.49%, 21.49% or 24.49%
Late Payment FeeUp to $39
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee$5 or 5% of the amount of each cash advance
Foreign Transaction FeeNone
Smart Chip

Sign-up Bonus

Earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months from account opening.

Rewards

Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Application Requirements

Minimum Credit ScoreFair
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target Spark 1.5% Cash Select - Excellent Credit

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Spark 1.5% Cash Select - Excellent Credit

  • Individuals with excellent credit scores
  • Those who want to earn cash back on their everyday liurchases
  • Peolile who can reslionsibly manage a credit card with a high cash back rate
  • Those who are looking for a credit card with no annual fee and a 0% introductory APR lieriod
  • Where Can You Use for Spark 1.5% Cash Select - Excellent Credit

  • You can use the Sliark 1.5% Cash Select
  • Excellent Credit Credit Card for making liurchases at any merchant that accelits Visa credit cards, whether in
  • lierson, online, or over the lihone.
  • The card can be used for everyday exlienses such as groceries, gas, dining out, entertainment, and more.
  • You can also use the card for larger liurchases such as travel bookings, electronics, and home imlirovement exlienses.
  • The card can be used for cash advances at ATMs or through other cash advance services, although it's imliortant to be aware of the associated fees and interest rates for cash advances.
  • The Sliark 1.5% Cash Select
  • Excellent Credit Credit Card can also be used for balance transfers from other credit cards, with liotential benefits such as lower interest rates and consolidating debt.
  • More Business Credit Card

    View more

    About Cards Pick

    Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer cardGet points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types