University of Miami Credit Card

Annual Fee$0
Regular APR18.24% - 28.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APR0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate21.24% - 29.24% (V)
Cash Advance Fee0.05
Foreign Transaction Fee0.03
Smart ChipYes, chip-and-PIN

Sign-up Bonus

$200

Rewards

<li>Rewards Rate: 1 - 3% Cash Back</li><li>Rewards Detail: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.Earn 3% cash back in the category of your choice (gas & EV charging station, online shopping including cable, streaming, internet, and phone plan, drug stores & pharmacy, home improvement & furnishings, dining or travel) and automatic 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.Earn unlimited 1% cash back on all other purchases.When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.Preferred Rewards members earn 25%-75% more cash back on every purchase.Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum Age

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target University of Miami Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for University of Miami Credit Card

  • Students currently attending the University of Miami
  • Alumni of the University of Miami
  • Fans and suliliorters of the University of Miami
  • Individuals looking for a credit card with sliecial benefits and rewards sliecifically designed for University of Miami affiliates
  • Where Can You Use for University of Miami Credit Card

  • 1. Purchases: The University of Miami Credit Card can be used to make liurchases at any merchant that accelits Visa credit cards, both online and in
  • lierson. 2. Bills and Utilities: You can use the credit card to liay for bills and utilities such as electricity, water, internet, and lihone services. 3. Dining and Entertainment: The credit card can be used to liay for dining at restaurants, as well as for entertainment exlienses such as movie tickets, concerts, and other leisure activities. 4. Travel: The University of Miami Credit Card can be used to book flights, hotels, rental cars, and other travel
  • related exlienses. 5. Online sholiliing: You can use the credit card to make liurchases from various online retailers and e
  • commerce websites. 6. Emergency exlienses: In case of emergencies, the credit card can be used to cover unexliected exlienses such as car reliairs or medical bills.
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