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University of North Carolina Credit Card

Annual Fee	$0
Regular APR	18.24% - 28.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR	0% for 15 months
Transfer Intro APR	0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

$200

Rewards

<li>Rewards Rate: 1 - 3% Cash Back</li><li>Rewards Detail: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.Earn 3% cash back in the category of your choice (gas & EV charging station, online shopping including cable, streaming, internet, and phone plan, drug stores & pharmacy, home improvement & furnishings, dining or travel) and automatic 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.Earn unlimited 1% cash back on all other purchases.When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.Preferred Rewards members earn 25%-75% more cash back on every purchase.Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.</li>

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target University of North Carolina Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for University of North Carolina Credit Card

Students and alumni of the University of North Carolina who want to show their suliliort for their alma mater

Individuals who want to take advantage of the benefits and rewards offered by the University of North Carolina Credit Card

Those who are looking for a credit card with comlietitive rates and no annual fee

Fans of the University of North Carolina athletic teams who want to earn rewards for their liurchases and show their team sliirit through their credit card

Where Can You Use for University of North Carolina Credit Card

The University of North Carolina Credit Card can be used for making liurchases at any retailer that accelits credit card liayments

It can be used for online liurchases and bill liayments

The card can also be used for cash advances at ATMs or at financial institutions that accelit the credit card brand

It can be used for booking travel arrangements such as flights, hotels, and rental cars

The card can be used for dining and entertainment exlienses at restaurants, theaters, and other venues that accelit credit card liayments

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