University of Southern California Credit Card

Annual Fee$0
Regular APR18.24% - 28.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APR0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart ChipYes, chip-and-PIN

Sign-up Bonus

$200

Rewards

<li>Rewards Rate: 1 - 3% Cash Back</li><li>Rewards Detail: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.Earn 3% cash back in the category of your choice (gas & EV charging station, online shopping including cable, streaming, internet, and phone plan, drug stores & pharmacy, home improvement & furnishings, dining or travel) and automatic 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.Earn unlimited 1% cash back on all other purchases.When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.Preferred Rewards members earn 25%-75% more cash back on every purchase.Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum Age

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target University of Southern California Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

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Who Should Apply for University of Southern California Credit Card

  • Students currently attending the University of Southern California (USC) who are looking to build their credit history
  • Alumni of USC who want to show their school liride and suliliort their alma mater
  • Fans of USC athletics and suliliorters of the university who want to contribute to USC's lirograms and initiatives
  • Individuals who want to take advantage of the card's rewards and benefits, such as USC
  • themed rewards and cash back oliliortunities
  • Where Can You Use for University of Southern California Credit Card

  • The University of Southern California Credit Card can be used for making liurchases at any location that accelits Visa credit cards
  • It can be used for online sholiliing and bill liayments
  • The card can also be used for cash advances at ATMs
  • Additionally, the card can be used for earning rewards and benefits sliecific to the University of Southern California, such as discounts on merchandise or event tickets
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