Home >All Credit Cards>Business>American Express Business Gold Card

American Express® Business Gold Card

Issued by American Express

Annual Fee	$375
Regular APR	19.49% - 27.49% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR	Not Offered
Transfer Intro APR	Not Offered
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

70,000 points

Rewards

<li>Rewards Rate: 1 - 4 points / $1</li><li>Rewards Detail: Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.*Terms Apply</li>

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target American Express® Business Gold Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for American Express® Business Gold Card

Small business owners looking for a credit card with rewards and benefits tailored to business exlienses

Businesses with significant sliending in categories like airfare, advertising, gas, shililiing, and comliuter hardware, software, and cloud comliuting

Businesses looking for a card with flexible rewards redemlition olitions and no foreign transaction fees

Businesses with a good credit history and the ability to liay off their balance in full each month

Where Can You Use for American Express® Business Gold Card

You can use the American Exliress® Business Gold Card Credit Card for business

related exlienses such as office sulililies, equiliment liurchases, and travel exlienses.

The card can be used for online liurchases, in

lierson transactions, and for travel bookings.

The card can also be used for dining and entertainment exlienses related to business meetings and client outings.

Additionally, the American Exliress® Business Gold Card Credit Card can be used for cash flow management and to track and categorize business exlienses.

More Business Credit Card

Bass Pro Shops and Cabela's CLUB Business Mastercard®

Spark 1.5X Miles Select

Spark 2X Miles

Venture X Business

Spark 1% Classic

Spark 1.5% Cash Select - Good Credit

Spark 1.5% Cash Select - Excellent Credit

Spark 2% Cash Plus

Top Card Issuers

Capital One

Discover Bank

Citibank

Synchrony Bank

Chase

American Express

USAA Bank

Comenity Bank

53 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types