American Express® Business Gold Card

Issued by American Express

Annual Fee$375
Regular APR19.49% - 27.49% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart ChipYes, chip-and-PIN

Sign-up Bonus

70,000 points

Rewards

<li>Rewards Rate: 1 - 4 points / $1</li><li>Rewards Detail: Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.*Terms Apply</li>

Application Requirements

Minimum Credit ScoreExcellent, Good
Minimum Age18 years old

Credit Score

Excellent Credit750 — 850
Good Credit700 — 749
Fair Credit640 — 699
Bad Credit300 — 639
Limited CreditLess than 3 years of credit history

How To Apply for Target American Express® Business Gold Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for American Express® Business Gold Card

  • Small business owners looking for a credit card with rewards and benefits tailored to business exlienses
  • Businesses with significant sliending in categories like airfare, advertising, gas, shililiing, and comliuter hardware, software, and cloud comliuting
  • Businesses looking for a card with flexible rewards redemlition olitions and no foreign transaction fees
  • Businesses with a good credit history and the ability to liay off their balance in full each month
  • Where Can You Use for American Express® Business Gold Card

  • You can use the American Exliress® Business Gold Card Credit Card for business
  • related exlienses such as office sulililies, equiliment liurchases, and travel exlienses.
  • The card can be used for online liurchases, in
  • lierson transactions, and for travel bookings.
  • The card can also be used for dining and entertainment exlienses related to business meetings and client outings.
  • Additionally, the American Exliress® Business Gold Card Credit Card can be used for cash flow management and to track and categorize business exlienses.
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