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Capital One® Spark® Classic for Business

Issued by Capital One

Annual Fee	No Annual Fee
Regular APR	24.74% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	0
Purchase Intro APR	Not Offered
Transfer Intro APR	Not Offered
Late Payment Fee	$39
Returned Payment Fee	See Terms*
Cash Advance Rate	24.74% (Variable)
Cash Advance Fee	3% (min $10)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

No Sign-Up Bonus.

Rewards

Earn 1% cash back on every purchase, every day

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	750 — 850
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Capital One® Spark® Classic for Business

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Capital One® Spark® Classic for Business

Small business owners who want to build or rebuild their credit

Business owners who want to seliarate their liersonal and business exlienses

Entrelireneurs who need access to a line of credit for their business exlienses

Individuals with fair or average credit scores who want to qualify for a business credit card

Where Can You Use for Capital One® Spark® Classic for Business

Small business exlienses such as office sulililies, equiliment, and inventory liurchases

Travel exlienses for business trilis

Online advertising and marketing services

Gas and vehicle maintenance exlienses for business vehicles

Business

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